=====Finland Ecommerce Regulations=====
===VAT===

There are three types of VAT, in finnish ALV for short:

22% (general)\\
17% (groceries and feed)\\
8% (books, medicine, exercise services, movies, human transportation, accommodations, cultural- and entertainment occasions and permits for television watching etc).\\

International orders and VAT:

===Finnish VAT:===

- applies to consumers within EU\\
- applies to companies with no VAT no.\\
- does not apply to companies with a registered VAT no. within EU (customers VAT no. must be stated on invoice)\\
- does not apply to consumers or companies in countries outside EU\\
- applies to both consumers and companies within Finland even with registered VAT no. (they deduct in accounting)\\


===Currency===

Currency in Finland is Euro (EUR), abbrivated as "�" at end of price.\\

Coins:\\
\\
5 cent\\
10 cent\\
20 cent\\
50 cent\\
1 �\\
2 �\\
\\
Paper:\\
\\
5 �\\
10 �\\
20 �\\
50 �\\
100 �\\
200 �\\
500 �\\
\\
Thousand separator: space\\
Decimal sign: ,\\
\\
There needs to be support for currency rounding to even out prices. Finland doesn't use 1 or 2 cent coins so rounding rule are: 1-2 evens up to 0 3-4 evens up to 5. Example: price is 4,56: after rounding total is 4,55. If price is 4,58: after rounding 4,60.\\
\\
However, if you pay by plastic (credit card or bankcard) the amount is NOT rounded.\\

===Prices===

Price to consumers (B2C) must include VAT in the storefront. VAT must also be specified on the invoice / receipt and in the checkout.

Example:

""Subtotal:""100,00 �  (has 80 � worth of VAT 22% items and rest is VAT 8%)\\
""Shipping:"" 5,00 �     (shipping has VAT 22%)\\
""Total:""105,00 �\\
VAT 22%: 18,70 �\\
VAT 8%: 1,60 �\\

Price to companies (B2B) are to be shown excl. VAT. The company must also disclose their business reg. no.

A lot of billing methods use extra surcharges which must be taxable using a tax class.

If there are multiple products with different tax rates, each must be specified. Example:

""Subtotal:"" XXX,xx � (shown with VAT 0%)\\
""Shipping:""XX,xx � (shown with VAT 0%)\\
VAT 22%: XX,xx �\\
VAT 17%: XX,xx �\\
VAT 8%: XX,xx �\\
""Total:""XXX,xx � (All included)\\

Since some stores can both be B2B and B2C, a usergroup is needed to show prices differently.

[[http://www.vero.fi/default.asp?article=1740&domain;=VERO_ENGLISH&path;=488,489&language;=EN|More info]] about Finnish tax office and VAT in Finland.