About Bank Mandiri Bank Terbaik di Indonesia providing Micro Credit for those who need Credit Investment (KI) and or the Working Capital Loan (WCL) for the development of productive and consumptive micro scale.
This financing facility be available to all owners of micro-enterprises and business households of a corporation, business groups, and individuals (such as traders, farmers, ranchers, and fishermen).
Micro Credit (KUM) consists of two types of loan products:
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KUM (Micro Credit)
Micro Credit specifically given to micro with a maximum credit limit of USD 100 million. Especially for top up facility allowed up to USD 200 million limit.
KSM (Multipurpose Micro Credit)
To finance a variety of purposes (versatile), while not violate morality, public order and contrary to the law with a maximum credit limit of Rp 50 million.
Candidate Requirements Debtor
Micro Credit (KUM)
Minimum 2 years of business in locations with the same business.
Minimum age 21 years or married. Maximum age 60 years when the loan is paid off.
Attach proof of identity such as Identity Card (KTP), Family Card (KK) and Marriage Certificate (for married).
Special credit Rp 50 million or Tax ID required.
Business Certificate from the Village / Village, Office of Market or where the relevant local Authority have a business, or
Had never obtained a credit facility or have / has obtained a credit facility with Current collectibility or not in a credit crunch.
Versatile Micro Credit (SHG)
Indonesian citizen living in Indonesia.
Has been appointed as a permanent employee at least 1 (one) year and fixed income. Especially for employees with permanent status (not including probation / probation) and payroll in the bank then the period of the employment are not counted.
Minimum age 21 years old or already married and when a loan is paid off according the maximum retirement age of 55 years (except for government employees / state / enterprises / BHMN / age requirements determined in accordance with applicable law).
Earnings per month above the minimum wage (UMR) prevailing in the area.
Submit proof of identity in the form of copies of National Identity Card (KTP) of borrowers and the husband / wife of borrowers, Family Card (KK) and Marriage Certificate / Divorce (for those who are married / divorced).Kontes SEO Terbaru Bank Mandiri Bank Terbaik di Indonesia
The nature of credit is aflopend ceiling (fixed installments)
Maximum loan term of 36 months
The collateral is in the form of the object and the form of fixed assets financed
Quick and Easy Process
Soft credit terms
Below are the programs offered by the Bank to its Clients.
- Savings include:
Foreign Currency Savings
Udah lewat kali kontes seonya om… Tapi harus diakui kalau bank mandiri memang jauh lebih baik diatas bank-bank lain yang ada di indonesia untuk saat ini. Terbukti dari pelayanannnya yang sangat baik. Serta penghargaan yang meeka terima membuktikan kalau mereka memang yang terbaik saat ini di indonesia