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The problem we had was that the STATE / PROVINCE would not allow for input ... so the CHECKOUT procedure was dead in the water at at that point.
Hope this is helpful ... no need in all of us taking tons of time trying to fix this.
Basically, after looking at everything a number of times ... the following is what worked:
Setting up php5(fast-cgi). Which by itself didnât do the trick either. Then we increased to 96M â¦ THAT DID THE TRICK. Just wanted to let you know. Earlier before the php5 we tried to increase to 50M which didn’t work. Would less than 96M work ... give it a try we know it is more than 50M and 96M or less.