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How do I check that a customer has payment information stored?
I’m trying to wrap my head around how payment info is associated with a customer and am running into a wall. I need to be able to place orders from a custom php script using magento to process the orders. I can get the cart and the customer, I can get the shipping and billing addresses, but I can’t figure out how to tell if there is billing info (CC or otherwise) for the customer.